By Arbor Home Loans Condo financing has become increasingly complex, and recent changes to lending guidelines, reserve requirements, and insurance standards could impact buyers and sellers in today’s Outer Banks market. Condo transactions represent approximately 8–10% of residential sales on the Outer Banks, making it important to understand how these changes may affect your
 Big changes are coming for homebuyers in 2026! The Federal Housing Administration (FHA) and the Federal Housing Finance Agency (FHFA) have announced new loan limits that could expand your options and increase your purchasing power. These limits determine the maximum loan amount eligible for FHA-insured and
  Rates are Improving & New Conforming Loan Limits Good News on Rates: 8.00% mortgage rates do not exist for now! November was likely the best month for rates in decades. Measured in percentages of improvement we would likely have to go back to the 80’s
