mortgage

DSCR LOAN: Best Loans for Investment Properties

2026-05-17T19:26:22+00:00May 17th, 2026|Tags: , , , , , , , , , , , , , , , , , , |

Thinking about buying an investment property this year? Learn how a DSCR Loan can benefit you. DSCR stands for Debt Service Coverage Ratio. In simple terms, lenders want to see whether the property income can cover the mortgage payment. Instead of heavily analyzing tax returns, W2 income, or business write-offs… a DSCR loan is

NEW INCREASE ON LOAN LIMITS IN 2026 FOR HOMEBUYERS

2026-01-01T17:29:14+00:00January 1st, 2026|Tags: , , , , , , , , , , , , , , , , , , , , , , |

  Big changes are coming for homebuyers in 2026! The Federal Housing Administration (FHA) and the Federal Housing Finance Agency (FHFA) have announced new loan limits that could expand your options and increase your purchasing power. These limits determine the maximum loan amount eligible for FHA-insured and

SAGA’s Mortgage Minute: Good News on RATES!!

2023-12-13T16:33:33+00:00December 12th, 2023|Tags: , , , |

    Rates are Improving & New Conforming Loan Limits Good News on Rates: 8.00% mortgage rates do not exist for now! November was likely the best month for rates in decades. Measured in percentages of improvement we would likely have to go back to the 80’s